*{margin:0;padding:0;box-sizing:border-box}
:root{--bg:#ffffff;--bg2:#f7f8fa;--bg3:#eef0f4;--text:#1a1a2e;--muted:#5a6078;--border:#dfe2ea;--accent1:#00b96b;--accent2:#00a3a3;--gradient:linear-gradient(135deg,var(--accent1),var(--accent2))}
body{font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;background:var(--bg);color:var(--text);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:var(--accent1);text-decoration:none}a:hover{text-decoration:underline}
.container{max-width:900px;margin:0 auto;padding:0 1.25rem}

/* Nav */
.nav{border-bottom:1px solid var(--border);padding:1rem 0;position:relative}
.nav .container{max-width:1200px;display:flex;align-items:center;justify-content:space-between;gap:1rem}
.nav-logo{font-size:1.4rem;font-weight:700;background:var(--gradient);-webkit-background-clip:text;-webkit-text-fill-color:transparent;flex-shrink:0;display:inline-flex;align-items:center;line-height:1.1}
.nav-links{display:flex;gap:.25rem;font-size:.9rem;align-items:center;justify-content:flex-end;flex:1;min-width:0}
.nav-links a{color:var(--muted)}
.nav-category{position:relative;display:flex;align-items:center}
.nav-cat-btn{background:none;border:none;color:var(--muted);font-size:.9rem;cursor:pointer;padding:.5rem .75rem;border-radius:6px;transition:background .2s;font-family:inherit;display:inline-flex;align-items:center;justify-content:center;line-height:1.2;min-height:40px;text-decoration:none;white-space:nowrap}
.nav-links > a.nav-cat-btn{display:inline-flex;align-items:center}
.nav-cat-btn:hover{background:var(--bg3)}
.nav-cat-btn .arrow{font-size:.65rem;margin-left:.15rem}
.nav-dropdown{display:none;position:absolute;top:100%;left:0;background:var(--bg);border:1px solid var(--border);border-radius:10px;padding:.5rem;min-width:220px;box-shadow:0 8px 24px rgba(0,0,0,.1);z-index:200}
.nav-category:hover .nav-dropdown{display:flex;flex-direction:column}
.nav-dropdown a{padding:.5rem .75rem;border-radius:6px;color:var(--text);font-size:.85rem;white-space:nowrap}
.nav-dropdown a:hover{background:var(--bg3);text-decoration:none}
.nav-toggle{display:none;background:none;border:none;font-size:1.5rem;cursor:pointer;color:var(--text);padding:.25rem}
@media(max-width:768px){
.nav{padding:.85rem 0}
.nav-toggle{display:block;flex-shrink:0}
.nav-links{display:none;position:absolute;top:100%;left:0;right:0;background:var(--bg);border-bottom:1px solid var(--border);flex-direction:column;align-items:stretch;padding:1rem 1.25rem;gap:0;z-index:100;box-shadow:0 4px 12px rgba(0,0,0,.08)}
.nav-links.open{display:flex}
.nav-category{position:static;display:block}
.nav-dropdown{position:static;display:none;box-shadow:none;border:none;padding:0 0 0 .75rem;min-width:auto}
.nav-category.open .nav-dropdown{display:flex;flex-direction:column}
.nav-cat-btn{width:100%;justify-content:space-between;text-align:left;padding:.7rem 0;font-size:1rem;min-height:auto}
.nav-links > a.nav-cat-btn{justify-content:flex-start}
.nav-dropdown a{font-size:.95rem;padding:.45rem .5rem}
}

/* Hero */
.hero{padding:3rem 0 2rem;text-align:center}
.hero h1{font-size:2.2rem;margin-bottom:.5rem}
.hero p{color:var(--muted);font-size:1.1rem;max-width:600px;margin:0 auto}
.gradient-text{background:var(--gradient);-webkit-background-clip:text;-webkit-text-fill-color:transparent}

/* Calculator */
.calc-card{background:var(--bg2);border:1px solid var(--border);border-radius:12px;padding:1.5rem;margin:1.5rem 0}
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
@media(max-width:600px){.calc-grid{grid-template-columns:1fr}}
.field label{display:block;font-size:.8rem;color:var(--muted);margin-bottom:.3rem;text-transform:uppercase;letter-spacing:.5px}
.field input,.field select{width:100%;padding:.65rem .75rem;background:var(--bg3);border:1px solid var(--border);border-radius:8px;color:var(--text);font-size:1rem;outline:none;transition:border .2s}
.field input:focus,.field select:focus{border-color:var(--accent1)}
.field select option{background:var(--bg);color:var(--text)}

.btn-calc{display:block;width:100%;margin-top:1.25rem;padding:.85rem;background:var(--gradient);border:none;border-radius:8px;color:#fff;font-size:1rem;font-weight:700;cursor:pointer;transition:opacity .2s}
.btn-calc:hover{opacity:.9}

/* Results */
.results{display:none;margin-top:1.5rem}
.results.show{display:block}
.rate-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:.75rem;margin-bottom:1.5rem}
.rate-box{background:var(--bg3);border:1px solid var(--border);border-radius:10px;padding:1rem;text-align:center}
.rate-box .label{font-size:.75rem;color:var(--muted);text-transform:uppercase;letter-spacing:.5px}
.rate-box .value{font-size:1.5rem;font-weight:700;margin-top:.25rem;background:var(--gradient);-webkit-background-clip:text;-webkit-text-fill-color:transparent}

.breakdown{background:var(--bg2);border:1px solid var(--border);border-radius:10px;padding:1.25rem;margin-top:1rem}
.breakdown h3{font-size:1rem;margin-bottom:.75rem}
.breakdown-row{display:flex;justify-content:space-between;padding:.4rem 0;border-bottom:1px solid var(--border);font-size:.9rem}
.breakdown-row:last-child{border:none}
.breakdown-row .label{color:var(--muted)}

.affiliate-box{background:linear-gradient(135deg,rgba(0,185,107,.06),rgba(0,163,163,.06));border:1px solid rgba(0,185,107,.2);border-radius:10px;padding:1.25rem;margin-top:1.25rem;text-align:center}
.affiliate-box p{margin-bottom:.5rem;font-size:.95rem}
.affiliate-link{display:inline-block;padding:.5rem 1.25rem;background:var(--gradient);color:#fff;font-weight:600;border-radius:6px;font-size:.9rem}

.share-bar{margin-top:1rem;text-align:center}
.share-bar button{padding:.4rem 1rem;background:var(--bg3);border:1px solid var(--border);border-radius:6px;color:var(--text);cursor:pointer;font-size:.85rem}
.share-bar button:hover{border-color:var(--accent1)}

/* State/Profession content */
.page-intro{padding:1.5rem 0 0;max-width:700px}
.page-intro h1{font-size:1.8rem;margin-bottom:.75rem}
.page-intro p{color:var(--muted);font-size:.95rem;line-height:1.7}

/* Tool cards (homepage) */
.tools-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:1rem;margin:2rem 0}
.tool-card{background:var(--bg2);border:1px solid var(--border);border-radius:12px;padding:1.5rem;transition:border .2s}
.tool-card:hover{border-color:var(--accent1)}
.tool-card h3{font-size:1.1rem;margin-bottom:.5rem}
.tool-card p{color:var(--muted);font-size:.9rem}
.tool-card .badge{display:inline-block;margin-top:.75rem;padding:.25rem .6rem;border-radius:4px;font-size:.75rem;background:rgba(0,220,130,.1);color:var(--accent1)}
.tool-card .badge.soon{background:rgba(0,0,0,.04);color:var(--muted)}

/* FAQ */
.faq{margin:2rem 0}
.faq h2{font-size:1.3rem;margin-bottom:1rem}
.faq-item{border-bottom:1px solid var(--border);padding:1rem 0}
.faq-item summary{cursor:pointer;font-weight:600;font-size:.95rem;list-style:none}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::before{content:'+ ';color:var(--accent1)}
.faq-item[open] summary::before{content:'− '}
.faq-item p{margin-top:.5rem;color:var(--muted);font-size:.9rem}

/* Footer */
.footer{border-top:1px solid var(--border);padding:2.5rem 0;margin-top:3rem;text-align:center;color:var(--muted);font-size:.85rem}
.footer-links{display:flex;justify-content:center;gap:1.5rem;margin-bottom:1rem;flex-wrap:wrap}
.footer-cats{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:1.5rem;text-align:left;margin-bottom:1.5rem}
.footer-cat h4{font-size:.85rem;color:var(--text);margin-bottom:.5rem}
.footer-cat a{display:block;color:var(--muted);font-size:.8rem;padding:.15rem 0}
.footer-cat a:hover{color:var(--accent1);text-decoration:none}

/* Homepage categories */
.category-section{margin:2.5rem 0 1rem}
.category-section h2{font-size:1.3rem;margin-bottom:1rem;display:flex;align-items:center;gap:.5rem}
.hero-search{max-width:400px;margin:1.25rem auto 0}
.hero-search input{width:100%;padding:.75rem 1rem;border:1px solid var(--border);border-radius:8px;font-size:1rem;background:var(--bg2);color:var(--text);outline:none}
.hero-search input:focus{border-color:var(--accent1)}
.hero-sub{font-size:.9rem;color:var(--muted);margin-top:.75rem}

/* Email Capture */
.email-capture{background:linear-gradient(135deg,rgba(0,185,107,.08),rgba(0,163,163,.08));border:1px solid rgba(0,185,107,.25);border-radius:12px;padding:2rem 1.5rem;margin:2rem 0;text-align:center}
.email-capture h2{font-size:1.4rem;margin-bottom:.4rem;background:var(--gradient);-webkit-background-clip:text;-webkit-text-fill-color:transparent}
.email-capture p{color:var(--muted);font-size:.95rem;margin-bottom:1.25rem;max-width:500px;margin-left:auto;margin-right:auto}
.email-capture form{display:flex;gap:.5rem;max-width:440px;margin:0 auto}
.email-capture input[type="email"]{flex:1;padding:.7rem .85rem;background:var(--bg);border:1px solid var(--border);border-radius:8px;color:var(--text);font-size:.95rem;outline:none;transition:border .2s}
.email-capture input[type="email"]:focus{border-color:var(--accent1)}
.email-capture button{padding:.7rem 1.5rem;background:var(--gradient);border:none;border-radius:8px;color:#fff;font-weight:700;font-size:.95rem;cursor:pointer;white-space:nowrap;transition:opacity .2s}
.email-capture button:hover{opacity:.9}
.email-capture .ec-privacy{font-size:.75rem;color:var(--muted);margin-top:.75rem}
@media(max-width:500px){.email-capture form{flex-direction:column}.email-capture button{width:100%}}

/* Shared content + trust/editorial layout */
.content-section,.calcsharp-trust-block,.calcsharp-editorial-box{width:min(100% - 2.5rem,760px);margin:2.5rem auto}
.content-section{line-height:1.75}
.content-section h2,.calcsharp-trust-block h2,.calcsharp-editorial-box h2{font-size:clamp(1.35rem,2.6vw,1.75rem);margin-bottom:1rem;line-height:1.25}
.content-section h3,.calcsharp-trust-block h3{font-size:1.08rem;margin:1.5rem 0 .65rem;line-height:1.35}
.content-section p,.calcsharp-trust-block p,.calcsharp-editorial-box p{color:var(--muted);margin-bottom:1rem}
.content-section ul,.content-section ol,.calcsharp-trust-block ul,.calcsharp-trust-block ol{color:var(--muted);margin:0 0 1rem 1.25rem;padding-left:.25rem}
.content-section li,.calcsharp-trust-block li{margin-bottom:.45rem}
.calcsharp-trust-block,.calcsharp-editorial-box{background:var(--bg2);border:1px solid var(--border);border-radius:16px;padding:1.5rem 1.6rem;box-shadow:0 8px 30px rgba(26,26,46,.04)}
.calcsharp-trust-block{margin-top:3rem}
.calcsharp-editorial-box{margin-top:1.25rem;text-align:left}
.calcsharp-editorial-box p:last-of-type{margin-bottom:0}
.cta-box .cta-buttons{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.1rem}
.cta-btn{display:inline-flex;align-items:center;justify-content:center;padding:.7rem 1rem;border-radius:999px;border:1px solid var(--border);background:var(--bg);color:var(--text);font-size:.92rem;font-weight:600;text-decoration:none;transition:border-color .2s,transform .2s,box-shadow .2s}
.cta-btn:hover{border-color:var(--accent1);text-decoration:none;transform:translateY(-1px);box-shadow:0 6px 18px rgba(0,185,107,.12)}
.cta-btn.secondary{background:var(--bg)}
@media(max-width:768px){.content-section,.calcsharp-trust-block,.calcsharp-editorial-box{width:min(100% - 2rem,680px);margin:2rem auto;padding-left:0;padding-right:0}.calcsharp-trust-block,.calcsharp-editorial-box{padding:1.2rem 1rem}.cta-box .cta-buttons{flex-direction:column;align-items:stretch}.cta-btn{width:100%}}